North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 4, 2022

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 4, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    89    87    16.1    Y    
April 27, 2022    The Golf Club Fossil Creek   Club    69.3    127    94    93    21.1    N    
April 20, 2022    Texas Star Golf Course   White    70.1    121    91    91    19.5    N    
April 18, 2022    Diamond Oaks Country Club   White    69.3    118    97    97    26.5    N    
April 6, 2022    Buffalo Creek Golf Club   White    68.8    124    91    89    18.4    N    
March 23, 2022    Woodbridge Golf Club   Blue-White    70.1    124    97    95    22.7    N    
March 16, 2022    Prairie Lakes Golf Course - Red and Blue   White    69.6    119    90    89    18.4    N    
March 9, 2022    Tangle Ridge Golf Club   White    69.3    128    88    88    16.5    N    
March 2, 2022    Luna Vista Golf Course   White    70.4    124    82    81    9.7    Y    
February 9, 2022    Luna Vista Golf Course   White    70.4    124    86    86    14.2    Y    
December 1, 2021    Pecan Hollow Golf Course   Silver    68.4    118    86    86    16.9    N    
November 10, 2021    Woodbridge Golf Club   White    68.4    120    82    82    12.8    Y    
October 20, 2021    Waterchase Golf Club   White    68.2    123    94    94    23.7    N    
October 13, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    95    94    22.8    N    
October 6, 2021    Woodbridge Golf Club   Blue-White    70.1    124    97    95    22.7    N    
September 15, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    81    81    10.8    Y    
September 8, 2021    The Golf Club Fossil Creek   Club    69.3    127    88    88    16.6    N    
September 1, 2021    Texas Star Golf Course   White    70.1    121    84    84    13.0    Y    
August 30, 2021    Diamond Oaks Country Club   White    69.3    118    89    85    15.0    Y    
August 4, 2021    The Trails of Frisco Golf Club   White    69.8    119    88    86    15.4    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:13.3750    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:13.4    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.