North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 6, 2017

Higgins, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 10, 2017    Grapevine Golf Course - Mockingbird and Pecan   White    69.9    124    83    83    11.9    Y    
March 1, 2017    Bridlewood Golf Club   White    69.0    126    96    96    24.2    N    
February 22, 2017    Pecan Hollow Golf Course   Silver    68.4    118    89    89    19.7    N    
February 1, 2017    WestRidge Golf Course   White    68.6    115    82    82    13.2    Y    
November 2, 2016    Tangle Ridge Golf Club   Blue    70.8    128    85    85    12.5    Y    
October 26, 2016    Bridlewood Golf Club   White    69.0    126    93    93    21.5    N    
October 19, 2016    Heritage Ranch Golf and Country Club   Bronze    69.0    124    85    85    14.6    Y    
October 12, 2016    Hurricane Creek Country Club   White    71.0    124    91    91    18.2    N    
October 5, 2016    Mesquite Golf Club   Gold    71.8    127    86    86    12.6    Y    
September 28, 2016    The Courses at Watters Creek   White    70.0    126    89    89    17.0    N    
September 27, 2016    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    97    97    24.6    N    
September 21, 2016    Tierra Verde Golf Club   Silver    69.3    123    90    90    19.0    N    
August 31, 2016    The Bridges Golf Club   White    70.5    120    89    89    17.4    N    
August 22, 2016    Gleneagles Country Club (Queens)   White    69.8    129    86    86    14.2    Y    
August 17, 2016    The Tribute at the Colony   White    69.3    115    86    86    16.4    N    
August 10, 2016    The Golf Club at Twin Creeks   Blue    70.1    125    85    85    13.5    Y    
August 3, 2016    Tangle Ridge Golf Club   White    69.0    125    89    89    18.1    N    
July 27, 2016    Buffalo Creek Golf Club   White    68.1    116    84    84    15.5    N    
June 22, 2016    Waterchase Golf Club   White    68.2    123    87    87    17.3    N    
June 8, 2016    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    81    81    11.5    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:13.0000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:13.0    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:13.4    06-08-2016
  World Handicap System (WHS) in effect since January 1, 2020.