North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of December 1, 2021

Rivard, Terry 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 29, 2020    Sky Creek Ranch Golf Club   White    68.6    117    103    100    30.3    N    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   Red    65.5    105    91    90    26.4    N    
November 20, 2019    Cowboys Golf Club   Blue-Gold    67.7    125    97    97    26.5    N    
October 2, 2019    Frisco Lakes Golf Club   White    67.3    114    92    92    24.5    Y    
September 25, 2019    The Courses at Watters Creek   Gold    67.7    115    92    91    22.9    Y    
September 24, 2019    Canyon Creek Country Club   Red    66.6    121    92    92    23.7    Y    
September 18, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   Purple    64.8    114    85    85    20.0    Y    
September 11, 2019    Thorntree Golf Club   Red    66.7    124    94    94    24.9    Y    
September 4, 2019    WestRidge Golf Course   Red    65.1    108    89    89    25.0    N    
August 7, 2019    Frisco Lakes Golf Club   White    67.3    114    89    89    21.5    Y    
July 31, 2019    Tangle Ridge Golf Club   Red    66.3    108    93    93    27.9    N    
July 24, 2019    Sky Creek Ranch Golf Club   White    68.8    114    95    95    26.0    N    
June 12, 2019    Heritage Ranch Golf and Country Club   Gold    67.4    120    91    91    22.2    Y    
March 27, 2019    Texas Star Golf Course   Red    65.3    109    98    98    33.9    N    
March 25, 2019    Gleneagles Country Club (Queens)   Green    66.3    125    99    99    29.6    N    
March 20, 2019    Lantana Golf Club    White-Red    67.0    117    97    97    29.0    N    
February 27, 2019    Bridlewood Golf Club   Red    65.6    121    102    100    32.1    N    
February 6, 2019    WestRidge Golf Course   Red    65.1    108    89    89    25.0    Y    
January 16, 2019    Firewheel Golf Park (Bridges) - Champion and Masters   Red    65.5    105    89    89    25.3    N    
January 9, 2019    Firewheel Golf Park (Lakes)   Black    68.5    116    103    101    31.7    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:23.0875    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:23.1    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:21.4    07-31-2019
  World Handicap System (WHS) in effect since January 1, 2020.