North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of April 19, 2023

Arnold, Frank (forward tees since January 31, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
April 12, 2023    Bear Creek Golf Club (East)   Blue    72.0    134    104    103    26.1    Y    
March 29, 2023    The Courses at Watters Creek   White    70.0    126    100    100    26.9    Y    
December 7, 2022    Pecan Hollow Golf Course   Silver    70.5    130    92    92    18.7    Y    
October 26, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    108    107    34.6    N    
October 19, 2022    Frisco Lakes Golf Club   Blue    69.8    126    94    94    21.7    Y    
October 12, 2022    The Golf Club of Dallas   White    68.2    125    102    98    26.9    Y    
September 27, 2022    Firewheel Golf Park (Bridges) - Champion and Tradition   White    67.6    114    103    98    30.1    N    
September 21, 2022    Waterchase Golf Club   White    68.2    123    109    104    32.9    N    
September 7, 2022    Tangle Ridge Golf Club   White    69.3    128    98    97    24.5    Y    
August 31, 2022    The Courses at Watters Creek   White    70.0    126    104    103    29.6    N    
August 24, 2022    Bridlewood Golf Club   White    69.0    126    105    104    31.4    N    
July 6, 2022    The Courses at Watters Creek   White    70.0    126    108    106    32.3    N    
June 22, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    108    107    34.6    N    
June 8, 2022    Riverside Golf Club   White    69.0    120    110    108    36.7    N    
May 25, 2022    Frisco Lakes Golf Club   Blue    69.8    126    106    106    32.5    N    
May 18, 2022    Mansfield National Golf Club   Silver    68.2    117    98    98    28.8    Y    
May 4, 2022    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    105    105    32.6    N    
April 20, 2022    Texas Star Golf Course   White    70.1    121    112    108    35.4    N    
March 23, 2022    Woodbridge Golf Club   Blue-White    70.1    124    107    101    28.2    Y    
March 16, 2022    Prairie Lakes Golf Course - Red and Blue   White    69.6    119    101    101    29.8    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:25.2250    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:25.2    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:21.2    05-31-2023
  World Handicap System (WHS) in effect since January 1, 2020.              Soft Cap Triggered:24.7