North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 11, 2026

Fahs, Phil (forward tee since May 15, 2014)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 11, 2026    Country View Golf Club   White    67.4    111    98    98    31.2    N    
February 4, 2026    Waterview Golf Club   Green    66.6    109    102    101    35.7    N    
January 21, 2026    Pecan Hollow Golf Course   Gold    67.1    112    89    89    22.1    Y    
December 10, 2025    Texas Star Golf Course   Red    65.3    117    98    98    31.6    N    
December 3, 2025    Pecan Hollow Golf Course   Gold    67.1    112    87    87    20.1    Y    
November 19, 2025    Sherrill Park Golf Course (One)   White-Red    65.5    115    91    91    25.1    Y    
November 12, 2025    Tierra Verde Golf Club   Burgundy    65.9    114    93    93    26.9    N    
November 5, 2025    Waterchase Golf Club   Green    65.6    118    106    106    38.7    N    
October 29, 2025    Buffalo Creek Golf Club   Green    66.1    113    91    91    24.9    Y    
October 22, 2025    The Courses at Watters Creek   Gold    67.7    115    101    101    32.7    N    
October 15, 2025    Tangle Ridge Golf Club   Red    65.8    121    92    92    24.5    Y    
October 8, 2025    Waterview Golf Club   Green    66.6    109    94    94    28.4    N    
October 1, 2025    Bridlewood Golf Club   Red    65.5    118    95    95    28.2    N    
September 24, 2025    Buffalo Creek Golf Club   Green    66.1    113    88    88    21.9    Y    
September 22, 2025    Woodbridge Golf Club   Red    65.3    114    98    98    32.4    N    
September 17, 2025    Luna Vista Golf Course   Red    65.7    112    86    85    19.5    Y    
September 10, 2025    The Bridges Golf Club   Red    66.1    115    98    98    31.3    N    
September 3, 2025    Tierra Verde Golf Club   Burgundy    65.9    114    94    94    27.9    N    
August 27, 2025    Mansfield National Golf Club   Red    65.8    112    84    84    18.4    Y    
August 20, 2025    The Courses at Watters Creek   Gold    67.7    115    94    94    25.8    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:22.0625    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:22.1    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.5    02-12-2025
  World Handicap System (WHS) in effect since January 1, 2020.              Soft Cap Triggered:21.3