North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of October 24, 2018

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
October 24, 2018    Heritage Ranch Golf and Country Club   Bronze    69.0    124    94    93    21.9    Y    
October 10, 2018    Hurricane Creek Country Club   Gold    67.7    120    94    94    24.8    N    
October 3, 2018    Frisco Lakes Golf Club   Blue    69.8    126    95    95    22.6    N    
September 19, 2018    Grapevine Golf Course - Mockingbird and Pecan   White    69.9    124    92    91    19.2    Y    
September 12, 2018    The Tribute at the Colony   White    69.3    115    92    91    21.3    Y    
September 5, 2018    WestRidge Golf Course   White    68.6    115    93    92    23.0    N    
August 29, 2018    Texas Star Golf Course   White    70.1    121    96    94    22.3    Y    
August 27, 2018    Gleneagles Country Club (Queens)   White    69.6    128    95    95    22.4    Y    
August 15, 2018    Tierra Verde Golf Club   Silver    69.3    123    90    90    19.0    Y    
August 8, 2018    Waterview Golf Club   Gold    68.4    116    93    92    23.0    N    
August 1, 2018    Tangle Ridge Golf Club   White    69.0    125    88    88    17.2    Y    
July 25, 2018    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    101    99    27.6    N    
July 2, 2018    Sky Creek Ranch Golf Club   Blue    70.0    124    106    102    29.2    N    
June 27, 2018    Buffalo Creek Golf Club   White    68.1    116    98    98    29.1    N    
June 6, 2018    Sky Creek Ranch Golf Club   Blue    70.0    124    105    105    31.9    N    
May 30, 2018    Hurricane Creek Country Club   Gold    67.7    120    95    95    25.7    N    
May 23, 2018    Frisco Lakes Golf Club   Blue    69.8    126    88    88    16.3    Y    
May 16, 2018    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    91    91    20.8    Y    
May 9, 2018    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    85    85    14.6    Y    
April 18, 2018    The Courses at Watters Creek   White    70.0    126    118    118    43.0    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.5000    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:18.7    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.