North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of August 12, 2020

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
July 29, 2020    Sky Creek Ranch Golf Club   Blue    70.7    128    91    91    17.9    Y    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    87    87    16.9    Y    
July 15, 2020    Bear Creek Golf Club (East)   Blue    72.0    134    92    91    16.0    Y    
July 1, 2020    Cowboys Golf Club   Blue    70.9    131    100    99    24.2    N    
December 11, 2019    Lantana Golf Club    White    68.7    119    100    97    26.9    N    
November 20, 2019    Cowboys Golf Club   Blue    70.9    131    95    95    20.8    Y    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    102    101    29.2    N    
October 16, 2019    Tangle Ridge Golf Club   White    69.0    125    90    90    19.0    Y    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    97    97    27.6    N    
October 2, 2019    Frisco Lakes Golf Club   Blue    69.8    126    88    88    16.3    Y    
September 25, 2019    The Courses at Watters Creek   White    70.0    126    94    94    21.5    N    
September 24, 2019    Canyon Creek Country Club   Gold    69.5    125    95    95    23.1    N    
September 18, 2019    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    106    105    33.2    N    
September 11, 2019    Thorntree Golf Club   White    69.2    130    104    104    30.2    N    
August 28, 2019    Texas Star Golf Course   White    70.1    121    93    93    21.4    N    
August 21, 2019    Mesquite Golf Club   Blue    68.7    119    99    99    28.8    N    
August 14, 2019    Tierra Verde Golf Club   Silver    69.3    123    85    85    14.4    Y    
August 12, 2019    Gleneagles Country Club (Kings)   White    70.7    139    104    102    25.4    N    
August 7, 2019    Frisco Lakes Golf Club   Blue    69.8    126    95    95    22.6    N    
July 31, 2019    Tangle Ridge Golf Club   White    69.0    125    89    89    18.1    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.4250    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:17.4    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    06-28-2023
  World Handicap System (WHS) in effect since January 1, 2020.