North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of November 18, 2020

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
November 18, 2020    Lantana Golf Club    White    68.7    119    98    95    25.0    N    
November 4, 2020    Hurricane Creek Country Club   Gold    67.7    120    94    94    24.8    N    
October 21, 2020    Heritage Ranch Golf and Country Club   Bronze    69.0    124    101    100    28.2    N    
October 7, 2020    Frisco Lakes Golf Club   Blue    69.8    126    100    98    25.3    N    
September 30, 2020    Ridgeview Ranch Golf Club   White    69.9    131    95    94    20.8    N    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    100    98    25.1    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    92    92    20.1    Y    
September 16, 2020    Grapevine Golf Course - Bluebonnet and Pecan   White    69.9    126    95    93    20.7    Y    
September 14, 2020    Diamond Oaks Country Club   White    69.3    118    92    92    21.7    N    
August 19, 2020    Tierra Verde Golf Club   Silver    69.3    123    92    91    19.9    Y    
July 29, 2020    Sky Creek Ranch Golf Club   Blue    70.7    128    91    91    17.9    Y    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    87    87    16.9    Y    
July 15, 2020    Bear Creek Golf Club (East)   Blue    72.0    134    92    91    16.0    Y    
July 1, 2020    Cowboys Golf Club   Blue    70.9    131    100    99    24.2    N    
December 11, 2019    Lantana Golf Club    White    68.7    119    100    97    26.9    N    
November 20, 2019    Cowboys Golf Club   Blue    70.9    131    95    95    20.8    N    
October 23, 2019    Heritage Ranch Golf and Country Club   Bronze    69.0    124    102    101    29.2    N    
October 16, 2019    Tangle Ridge Golf Club   White    69.0    125    90    90    19.0    Y    
October 9, 2019    Hurricane Creek Country Club   Gold    67.7    120    97    97    27.6    N    
October 2, 2019    Frisco Lakes Golf Club   Blue    69.8    126    88    88    16.3    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:18.3500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:18.4    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    05-24-2023
  World Handicap System (WHS) in effect since January 1, 2020.