North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of April 7, 2021

Phillips, Tom 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
April 7, 2021    Waterview Golf Club   Gold    68.4    116    98    96    26.9    N    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    89    89    18.8    Y    
March 17, 2021    Waterview Golf Club   White    70.7    125    96    96    22.9    N    
March 10, 2021    Tangle Ridge Golf Club   White    69.3    128    91    91    19.2    Y    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    99    97    22.5    N    
February 24, 2021    Buffalo Creek Golf Club   White    68.1    116    86    86    17.4    Y    
January 27, 2021    Pecan Hollow Golf Course   Silver    68.4    118    105    101    31.2    N    
January 20, 2021    The Courses at Watters Creek   White    70.0    126    97    95    22.4    N    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    96    95    22.4    N    
November 18, 2020    Lantana Golf Club    White    68.7    119    98    95    25.0    N    
November 4, 2020    Hurricane Creek Country Club   Gold    67.7    120    94    94    24.8    N    
October 21, 2020    Heritage Ranch Golf and Country Club   Bronze    69.0    124    101    100    28.2    N    
October 7, 2020    Frisco Lakes Golf Club   Blue    69.8    126    100    98    25.3    N    
September 30, 2020    Ridgeview Ranch Golf Club   White    69.9    131    95    94    20.8    Y    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    100    98    25.1    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    92    92    20.1    Y    
September 16, 2020    Grapevine Golf Course - Bluebonnet and Pecan   White    69.9    126    95    93    20.7    Y    
September 14, 2020    Diamond Oaks Country Club   White    69.3    118    92    92    21.7    N    
August 19, 2020    Tierra Verde Golf Club   Silver    69.3    123    92    91    19.9    Y    
July 29, 2020    Sky Creek Ranch Golf Club   Blue    70.7    128    91    91    17.9    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:19.3500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:19.4    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.0    05-24-2023
  World Handicap System (WHS) in effect since January 1, 2020.