North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 10, 2015

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 10, 2015    Stonebridge Ranch Country Club (Hills) - Cimmarron (10-18) and Saddleback (19-27)   White    69.7    127    100    100    27.0    N    
February 4, 2015    WestRidge Golf Course   White    68.6    115    92    92    23.0    N    
January 28, 2015    Hurricane Creek Country Club   White    71.0    124    96    96    22.8    Y    
January 21, 2015    Firewheel Golf Park (Bridges) - Champion and Masters   Blue    71.5    128    94    94    19.9    Y    
January 19, 2015    Gleneagles Country Club (Kings)   White    70.2    136    102    102    26.4    N    
December 17, 2014    Waterchase Golf Club   White    68.2    123    99    99    28.3    N    
November 25, 2014    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    68.8    125    94    94    22.8    Y    
November 10, 2014    Hackberry Creek Country Club   White    72.0    130    101    101    25.2    N    
September 24, 2014    Firewheel Golf Park (Bridges) - Champion and Masters   Blue    71.5    128    97    97    22.5    Y    
September 23, 2014    Firewheel Golf Park (Old)   White    69.4    125    93    93    21.3    Y    
September 10, 2014    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    97    97    25.8    N    
September 3, 2014    The Golf Club of Dallas   Blue    70.0    130    92    92    19.1    Y    
August 6, 2014    Woodbridge Golf Club   Blue    71.9    128    91    91    16.9    Y    
July 28, 2014    Stonebriar Country Club (Fazio)   White    72.4    140    105    105    26.3    N    
July 21, 2014    Brookhaven Country Club (Masters)   Bronze    70.5    125    96    96    23.1    N    
June 25, 2014    Waterchase Golf Club   White    68.2    123    94    94    23.7    N    
June 11, 2014    Heritage Ranch Golf and Country Club   Bronze    69.8    132    91    91    18.1    Y    
May 28, 2014    Hurricane Creek Country Club   Gold    67.7    120    90    90    21.0    Y    
May 14, 2014    Lantana Golf Club    Blue    71.0    129    104    104    28.9    N    
May 7, 2014    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    94    94    23.0    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:20.7400    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:19.9    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.