North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of May 27, 2015

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
May 13, 2015    Stone Creek Golf Club   White    71.0    126    99    99    25.1    Y    
May 6, 2015    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    102    102    30.4    N    
April 29, 2015    Lantana Golf Club    White    68.7    119    92    92    22.1    Y    
April 22, 2015    Heritage Ranch Golf and Country Club   Bronze    69.8    132    103    103    28.4    N    
April 15, 2015    Buffalo Creek Golf Club   White    68.1    116    96    96    27.2    N    
April 8, 2015    Tierra Verde Golf Club   Silver    69.3    123    101    101    29.1    N    
March 23, 2015    Brookhaven Country Club (Masters)   Bronze    70.5    125    105    105    31.2    N    
February 18, 2015    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    96    96    25.5    N    
February 10, 2015    Stonebridge Ranch Country Club (Hills) - Cimmarron (10-18) and Saddleback (19-27)   White    69.7    127    100    100    27.0    N    
February 4, 2015    WestRidge Golf Course   White    68.6    115    92    92    23.0    Y    
January 28, 2015    Hurricane Creek Country Club   White    71.0    124    96    96    22.8    Y    
January 21, 2015    Firewheel Golf Park (Bridges) - Champion and Masters   Blue    71.5    128    94    94    19.9    Y    
January 19, 2015    Gleneagles Country Club (Kings)   White    70.2    136    102    102    26.4    N    
December 17, 2014    Waterchase Golf Club   White    68.2    123    99    99    28.3    N    
November 25, 2014    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    68.8    125    94    94    22.8    Y    
November 10, 2014    Hackberry Creek Country Club   White    72.0    130    101    101    25.2    Y    
September 24, 2014    Firewheel Golf Park (Bridges) - Champion and Masters   Blue    71.5    128    97    97    22.5    Y    
September 23, 2014    Firewheel Golf Park (Old)   White    69.4    125    93    93    21.3    Y    
September 10, 2014    Grapevine Golf Course - Bluebonnet and Mockingbird   White    69.4    121    97    97    25.8    N    
September 3, 2014    The Golf Club of Dallas   Blue    70.0    130    92    92    19.1    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:22.3800    
  USGA Bonus for Excellence = 96%              Adjustment:0.96    
  Handicap Index = Average Differential x Adjustment truncated to tenths (maximum 36.4)              Handicap Index:21.4    
  Rounds Used = Lowest 10 out of last 20
  USGA Equitable Stroke Control (ESC) in effect since July 1, 2018.