North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 31, 2021

Ramos, Joe Ben (forward tees since October 3, 2023)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 31, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    98    98    26.4    N    
March 24, 2021    Texas Rangers Golf Club   Silver    68.7    122    87    87    16.9    Y    
March 17, 2021    Waterview Golf Club   White    70.7    125    93    93    20.2    Y    
March 10, 2021    Tangle Ridge Golf Club   White    69.3    128    94    94    21.8    N    
March 3, 2021    Cowboys Golf Club   Blue    70.9    131    90    90    16.5    Y    
January 27, 2021    Pecan Hollow Golf Course   Silver    68.4    118    100    97    27.4    N    
December 9, 2020    The Courses at Watters Creek   White    70.0    126    87    87    15.2    Y    
November 18, 2020    Lantana Golf Club    White    68.7    119    94    94    24.0    N    
September 23, 2020    The Courses at Watters Creek   White    70.0    126    100    100    26.9    N    
September 22, 2020    Stonebridge Ranch Country Club (Hills) - Chisholm (1-9) and Cimmarron (10-18)   White    69.8    125    102    102    29.1    N    
August 5, 2020    Lantana Golf Club    White    68.7    119    98    96    25.9    N    
July 29, 2020    Sky Creek Ranch Golf Club   Blue    70.7    128    102    101    26.7    N    
July 22, 2020    Texas Rangers Golf Club   Silver    68.7    122    86    86    16.0    Y    
July 1, 2020    Cowboys Golf Club   Blue    70.9    131    93    93    19.1    Y    
March 11, 2020    Tangle Ridge Golf Club   White    69.0    125    95    92    20.8    N    
February 19, 2020    Mesquite Golf Club   Blue    68.7    119    95    95    25.0    N    
January 15, 2020    Firewheel Golf Park (Bridges) - Champion and Masters   White    68.7    121    86    85    15.2    Y    
December 11, 2019    Lantana Golf Club    White    68.7    119    100    98    27.8    N    
December 4, 2019    Pecan Hollow Golf Course   Silver    68.4    118    93    93    23.6    N    
November 25, 2019    Gleneagles Country Club (Queens)   White    69.6    128    90    90    18.0    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:17.1375    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:17.1    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:17.1    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.