North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 11, 2026

Ruth, Rob 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 4, 2026    Waterview Golf Club   Gold    68.5    115    81    80    11.3    N    
January 21, 2026    Pecan Hollow Golf Course   Silver    70.5    130    77    77    5.6    N    
December 3, 2025    Pecan Hollow Golf Course   Silver    70.5    130    81    81    9.1    N    
November 12, 2025    Tierra Verde Golf Club   Green    67.4    120    71    71    3.4    Y    
November 5, 2025    Waterchase Golf Club   White    68.2    123    81    81    11.8    N    
October 29, 2025    Buffalo Creek Golf Club   White    68.8    124    82    82    12.0    N    
October 22, 2025    The Courses at Watters Creek   White    70.0    126    78    78    7.2    N    
October 15, 2025    Tangle Ridge Golf Club   White    69.3    128    79    79    8.6    N    
October 8, 2025    Waterview Golf Club   Gold    68.5    115    77    77    8.4    N    
September 3, 2025    Tierra Verde Golf Club   Green    67.4    120    73    73    5.3    Y    
August 18, 2025    Lantana Golf Club    White    68.3    118    81    80    11.2    N    
August 13, 2025    Irving Golf Club   White    67.5    116    69    69    1.5    Y    
August 6, 2025    Grapevine Golf Course - Pecan and Mockingbird   White    70.2    127    72    72    1.6    Y    
July 23, 2025    Tangle Ridge Golf Club   White    69.3    128    73    73    3.3    Y    
July 9, 2025    Sky Creek Ranch Golf Club   Blue    70.7    128    73    73    2.0    Y    
July 2, 2025    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.5    123    71    71    1.4    Y    
June 30, 2025    Lantana Golf Club    White    68.3    118    71    71    2.6    Y    
June 25, 2025    Tour 18 Dallas Golf Course   White    71.0    132    81    81    8.6    N    
May 28, 2025    Country View Golf Club   Blue    69.2    122    78    78    8.2    N    
May 21, 2025    The Courses at Watters Creek   White    70.0    126    79    79    8.1    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:2.6375    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:2.6    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:1.8    02-26-2025
  World Handicap System (WHS) in effect since January 1, 2020.