North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of November 10, 2021

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
November 10, 2021    Woodbridge Golf Club   White    68.4    120    82    82    12.8    Y    
October 20, 2021    Waterchase Golf Club   White    68.2    123    94    94    23.7    N    
October 13, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    95    94    22.8    N    
October 6, 2021    Woodbridge Golf Club   Blue-White    70.1    124    97    95    22.7    N    
September 15, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    81    81    10.8    Y    
September 8, 2021    The Golf Club Fossil Creek   Club    69.3    127    88    88    16.6    N    
September 1, 2021    Texas Star Golf Course   White    70.1    121    84    84    13.0    Y    
August 30, 2021    Diamond Oaks Country Club   White    69.3    118    89    85    15.0    N    
August 4, 2021    The Trails of Frisco Golf Club   White    69.8    119    88    86    15.4    N    
July 28, 2021    Cowboys Golf Club   Blue    70.9    131    88    86    13.0    Y    
July 14, 2021    Grapevine Golf Course - Mockingbird and Bluebonnet   White    69.4    121    88    88    17.4    N    
July 12, 2021    Diamond Oaks Country Club   White    69.3    118    84    84    14.1    Y    
July 7, 2021    The Courses at Watters Creek   White    70.0    126    88    88    16.1    N    
June 30, 2021    Texas Star Golf Course   White    70.1    121    83    82    11.1    Y    
June 23, 2021    Heritage Ranch Golf and Country Club   Bronze    69.0    124    87    85    14.6    Y    
June 16, 2021    Texas Rangers Golf Club   Silver    68.7    122    86    86    16.0    N    
June 9, 2021    Sky Creek Ranch Golf Club   Blue    70.7    128    93    92    18.8    N    
May 12, 2021    Grapevine Golf Course - Pecan and Mockingbird   White    69.9    124    102    98    25.6    N    
May 5, 2021    The Golf Club Fossil Creek   Club    69.3    127    81    81    10.4    Y    
April 28, 2021    Buffalo Creek Golf Club   White    68.1    116    91    90    21.3    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:12.4750    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:12.5    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.