North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of March 15, 2023

Smith, Frank (forward tees since April 10, 2024)

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
March 8, 2023    Waterview Golf Club   Gold    68.4    116    92    90    21.0    N    
March 1, 2023    Waterchase Golf Club   White    68.2    123    89    89    19.1    N    
February 22, 2023    Tangle Ridge Golf Club   White    69.3    128    89    87    15.6    N    
February 15, 2023    The Courses at Watters Creek   White    70.0    126    85    84    12.6    Y    
January 18, 2023    Buffalo Creek Golf Club   White    68.8    124    84    84    13.9    N    
December 7, 2022    Pecan Hollow Golf Course   Silver    70.5    130    85    85    12.6    Y    
November 2, 2022    Grapevine Golf Course - Pecan and Bluebonnet   White    70.3    123    93    92    19.9    N    
October 26, 2022    Heritage Ranch Golf and Country Club   Bronze    69.0    124    83    83    12.8    Y    
October 19, 2022    Frisco Lakes Golf Club   Blue    69.8    126    78    78    7.4    Y    
October 12, 2022    The Golf Club of Dallas   White    68.2    125    83    83    13.4    Y    
October 5, 2022    Waterchase Golf Club   White    68.2    123    83    82    12.7    Y    
September 14, 2022    Buffalo Creek Golf Club   White    68.8    124    90    89    18.4    N    
August 31, 2022    The Courses at Watters Creek   White    70.0    126    86    86    14.3    N    
August 24, 2022    Bridlewood Golf Club   White    69.0    126    90    88    17.0    N    
August 10, 2022    Woodbridge Golf Club   Blue-White    70.1    124    93    92    20.0    N    
August 3, 2022    Prairie Lakes Golf Course - White and Blue   White    69.3    122    88    88    17.3    N    
July 27, 2022    Mansfield National Golf Club   Gold    70.5    122    91    91    19.0    N    
July 20, 2022    Tangle Ridge Golf Club   White    69.3    128    83    83    12.1    Y    
July 6, 2022    The Courses at Watters Creek   White    70.0    126    90    90    17.9    N    
June 29, 2022    Texas Star Golf Course   White    70.1    124    85    85    13.6    Y    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:12.1500    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:12.2    
  Rounds Used = Lowest 8 out of last 20
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:12.6    06-14-2023
  World Handicap System (WHS) in effect since January 1, 2020.