North Texas Senior Golf Association
 North Texas Senior Golf Association
 The NTSGA is a group of golfers, age 50 and up, who love the game of golf and practice the true spirit of the game.

North Texas Senior Golf Association Handicap Calculation

Handicap is Current as of February 28, 2024

Umberger, John 

Click on course to retrieve scorecard.

Date    Course    Tee    Rating    Slope    Gross Score    Adjusted Gross    Differential    Used?    
February 21, 2024    Texas Star Golf Course   White    70.1    124    107    107    33.6    N    
February 14, 2024    Waterchase Golf Club   White    68.2    123    102    98    27.4    N    
January 31, 2024    Tangle Ridge Golf Club   White    69.3    128    100    100    27.1    N    
December 6, 2023    Pecan Hollow Golf Course   Silver    70.5    130    95    95    21.3    Y    
November 8, 2023    Tierra Verde Golf Club   Green    67.4    120    93    93    24.1    N    
  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths              Average Differential:21.3000    
  Handicap Index = Average Differential rounded to tenths (maximum 54.0)              Handicap Index:21.3    
  Rounds Used = Lowest 1 out of last 5
  USGA Equitable Stroke Control (ESC) in effect from July 1, 2018 through December 31, 2019.              Low Handicap Index:N/A    02-14-2024
  World Handicap System (WHS) in effect since January 1, 2020.