|   |    |     North Texas Senior Golf Association Handicap Card |  |   |  |   |  
 |  ,  |  |   |  |  Handicap Current as of November 4, 2025 |  |   |  
 |  Handicap Index  |      |  YTD Rounds  |      |  Total Rounds  |  |    |      |  0  |      |  0  |  |   |  
 |  Most recent 1 score.      (* Used in calculation) |  
 |  Summary  |  |  Average Differential:   |      | 0.0000     |  |  Handicap Index:   |      | 0.0     |  |  Low Handicap Index: |      | N/A     | 11-04-2025 |  |
 
 |   |  |  Differential = (Adjusted Gross Score - Course Rating) x (113 / Slope) rounded to tenths |  |  Handicap Index = Average Differential rounded to tenths (maximum 54.0) |  |  Rounds Used = Lowest 1 out of last 1 |  |  World Handicap System (WHS) in effect since January 1, 2020. |   						
					 
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